This is perfect for my needs! I don’t like to carry large purses. They are too cumbersome and inevitably end up holding too many things. This translates to shoulder and back pain. I prefer something that is compact, organized, holds my necessities, and looks good with anything I wear. This is it!The zipper keeps everything secure, but it opens and closes very smoothly. The outer pocket with flap holds my iPhone 6S, in its Otterbox case, perfectly! There is ample space for all of my credit cards and gift cards, and they have RFID protection. If I wanted to add a checkbook, I could do that very easily. The inside zippered pocket is perfect for coins, cash, or anything small you want to carry. The open pockets on either side hold receipts, business cards, a mirror, chapstick, thin lipstick, etc. I do wish that at least one of the open pockets was just a couple of centimeters wider to hold a regular size lipstick tube easily, but I have made it work.It is lightweight, stylish, and holds everything I need! It goes with anything I wear. It comes with a shoulder/crossbody strap and a wrist strap. I prefer the wrist strap. The straps seem well-made and sturdy. The clasps are also sturdy. The clutch itself is well-made, and looks as nice on the inside as it does on the outside. I am extremely happy with my purchase! As I said before, it’s a perfect size. It’s organized, so that I don’t have to hunt for anything. It holds all of my essentials. The fact that it also holds my iPhone IN its Otterbox, is a huge bonus!